Buyers
Thinking of buying a home?
You've come to the right place.
One of
the most important decisions you
will
make is to buy a home. Home
ownership offers numerous benefits
including equity, building for the
future, and creating a wonderful
environment for your family.
When we work together, you'll
receive the valuable information you need to
make a wise and informed buying decision:
mortgages and financing, closing
costs, home inspections, and
insurance, to name a few.
We will go through the buying
process step-by-step to help you
determine which home is right for
you.
Together, we will review your wants
and needs, view homes and discuss all
components of your offer, as well as
plan and organize
closing details.
Here are a few of the areas we will
discuss.
This important information
is only
the beginning of our home buying journey:
Mortgages and Financing
There are many mortgage and
financing options available in
today's market.
With so many mortgage products to
choose from, it can get pretty
confusing. I
can put you in touch with mortgage
specialists who will discuss your
options in detail, and customize the
best financing plan for you.
Closing Costs
Have you considered all of the
closing costs involved in buying a
home?
It's not just about the mortgage;
other costs may be involved such as
mortgage application fees, home
inspection costs, land transfer
taxes, property tax adjustments, and
many more.
We will discuss this during the home
buying process so that you are aware
of the potential costs which may be
involved.
Home Inspections
A
home inspection is one of the many
tools that will help you make an
informed decision. A
home inspection prior to purchasing
a home or even before selling your
existing home can provide valuable
information on the current condition
of the home as well as future
maintenance. Hiring an
experienced, reputable home
inspector is recommended.
Insurance
Did you know that some insurance
companies will not insure a home
that has certain components
considered to be safety hazards?
Examples are outdated electrical
wiring, a furnace at the end of its
working life, or an older oil
furnace.
Your insurance company may demand that
it be upgraded before
they provide insurance services.
Ask your home inspector if the home
has these or any other potential
problems. Then talk to your
insurance provider about what they
will or will not insure.
More Buyer's info
Contact me
with any questions about selling
your home in Thunder Bay.
Sellers
Thinking of selling your home?
You've come to the right place.
Selling your home is a complicated
process that affects your family and
your future. Before you begin, you'll want to ensure
that you have the most current
information. How do I get
the best price? What repairs should be
made prior to listing? How
can I attract the right buyers to my
home?
I will assist you in answering these
and many
other questions that arise during the home
selling process. When you're
equipped with the right tools and information,
and have a local, knowledgeable real
estate professional on your team,
you'll be closer to reaching your
goal - selling your home fast, and
for the best price.
Here are a few of the areas we will
discuss. This important
information is only the beginning of
our home selling journey:
Before You Sell...
Have you thought about what
appliances will remain with the
house when you move? These
must be in good working order at
time of closing. Consider
hiring an appliance repair company
to inspect items such as a built-in
dishwasher, or take advantage of
existing warranties to ensure that
you and the buyers have no problems
in the future.
Home Staging
An important detail in selling your
home is to make it as attractive as
possible to potential buyers.
Your home should be clean,
clutter-free and ready to show. Consider hiring an Accredited
Staging Professional who can provide
various home staging services in helping your
home look its best.
Legal Representation
A lawyer is an important member of
your real estate team.
Carefully select a lawyer who
specializes in real estate
law. He or she should be
someone you trust to take care of
this important transaction. I can
put you in touch with lawyers who
will discuss the legal intricacies
in terms you can understand, and who
will give you peace of mind knowing that no
stone will be left unturned.
Moving Day
Selling your house is only the first
step to transitioning to your new
home.
Whether you rent a van or hire a
moving company, packing up and
getting your family to your new house is
always a daunting task.
Having a moving plan will ease your stress and
organize you and your family for when
the big day arrives. Your
moving plan can include creating a
Moving Agenda to co-ordinate the
details for moving day, sending out
change of address notification cards
ahead of time, and planning a
garage sale so that you don't have
to pack everything.
More Seller's
info
Contact me
with any questions about selling
your home in Thunder Bay.